Bradesco Is A Top Brazilian Institution Thanks To Experienced Bank Executives According To Chairman Luiz Carlos Trabuco Cappi

Bankers can be a finicky bunch when it comes to lending money. In Brazil, banks don’t rely on consumer borrowing to make money. The big Brazilian banks have other ways to make money, and Osasco-based Bradesco is no exception. Bradesco executives put $4.6 billion on the bank’s bottom line in 2016, and that figure will be higher in 2017. There are a lot of reasons for the huge bottom line.

Bradesco has a 40 percent market share in the insurance business in Brazil. The bank’s insurance division, Banco Seguros, is an exceptional money maker. Most of the income comes from health insurance coverage. Investments also play a huge role in Bradesco profits. The bank currently has more than $413 billion in assets under management, and new bank Chairman Luiz Carlos Trabuco Cappi thinks that figure will increase in 2018.

Bradesco also makes money by acquiring and merging with other banks. Before founder Amador Aguiar went to that big ATM in the sky, Bradesco acquired 17 banks in the 1970s. And in 2003, the man who took Amador Aguiar place as chairman, Lázaro de Mello Brandão, decided to buy BBVA’s Brazilian operation. Then in 2006, Brandão made a deal with American Express to purchase that companies Brazilian subsidiary. And to put the icing on the acquisition cake in 2015, Brandão got HSBC to sell him their Brazilian subsidiary. To make a long story short. Lázaro de Mello Brandão reign as Bradesco’s CEO and Chairman of the Board was a lesson in acquisitions. And his executive hiring talent took the bank to the next level in the international banking arena.

Read more: Bradesco to choose board member as new president, says Trabuco

Lázaro de Mello Brandão gets a lot of credit for the success of Bradesco, but Luiz Carlos Trabuco Cappi is the banker who put Bradesco on the foreign investor’s radar for the last nine years. Trabuco Cappi, the University of Sao Paulo graduate, with no formal financial training, except for the Bradesco training program, is the man who Wall Street calls when they need information about IPOs and M&As in Brazil. Cappi is the guy who makes the tough decisions when there’s trouble in the more than 5,300 bank branches. And Cappi is the man who is replacing Brandão on the bank’s six-member Board of Directors. Mr. Trabuco Cappi is responsible for the bank’s new online banking program, and the new digital program the bank calls, Next.

But in spite of all the bank’s exterior challenges, Cappi is dealing with the challenge of finding his replacement. His replacement won’t come from a Wall Street bank or from another Brazilian bank. His replacement works for Bradesco now. Seven Bradesco executives are in the running for the CEO position, and Cappi likes all of them. They are part of his team, so he knows what they can do in terms of leadership and fiscal management. But picking just one name to follow him into the Bradesco CEO Hall of fame is not easy. All the executive bring different talents to the table. But Cappi and the board will have to pick one man that has all the talents the bank needs to maintain its global presence.

The new CEO announcement will come in February 2018 right before the annual March meeting. Some employees say they already know who the next CEO is, but no official announcement will come until February. Cappi will pick, Octavio de Lazari, according to people in the insurance division, but Andre Cano, Alexandre da Silva Glüher, Domingos Figueiredo Abreu, Marcelo Noronha, Josué Augusto Pancini and Mauricio Machado de Minas have their internal supporters too, so any one of them could get the job.

Learn more about Luiz Carlos Trabuco Cappi:

Glen Wakeman Designs Initiative For Disaster Victims

Why Disaster Relief Recovery Is Important


Glen Wakeman is a many of many professional talents including professional global executive and mentor to name a few. However, he was not to busy in his personal business endeavors to reach out to the victims of the Hurricane Maria in Puerto Rico (AffiliateDork). The devastation ultimately claimed an estimated 1,000 lives, torn the roof off several buildings and house, left much of the community without electricity, inadequate medical treatment, insufficient food supply, and the need for clean water. Wakeman was one of the very few business professionals to take the personal effort to help the recovery efforts on the ravished island and have encouraged other corporations to follow suit.


How Wakeman Got Corporations To Help


Reports on the extent of the devastation on the island will be a lengthy process estimated to cost $95 billion dollars. Thus far, the Red Cross was able to raise $55 million dollars and touch down with food, water, hand sanitizer and more. There are still over 1 million victims devastated by the storm and this is where corporations can help ( More food and clean water is needed along with generators while electricity is being restored to thousands of communities that have been without power since the hurricane.


Who Is Glen Wakeman


Glen Wakeman is an entrepreneur and mentor who coaches other businesses on being successful. He recently contributed $5,000 and encourages other big businesses to follow suit. He also wants them to know how important it is to give back to the communities you serve. Glen Wakeman says, he will continue to help the disaster relief efforts in Puerto Rico because he believes it’s very important not to rely solely on government aid in the event of a disaster.


You’re invited to learn more about Glen Wakeman by visiting his official LinkedIn and Twitter

Mark Holterman’s Commitment to Medicine and Humanity

Dr. Mark Holterman is dedicated to serving and advancing the field of medicine, but he also devotes his time to humanitarian causes. Two “pet” projects of the world-famous physician are the International Pediatric Specialists Alliance for the Children of Vietnam, or IPSAC-VN, and Children’s Surgery International, or CSI (Health.USNews).

The IPSAC-VN is a charity designed to assist the children of Vietnam. It provides this help by promoting health care programs, by educating the latest generation of medical workers and by providing the latest medical equipment and services. One of its goals is to improve health services in remote areas of the country. Closely related to the IPSAC-VN is CSI, an organization dedicated to helping girls and young women in Vietnam. This organization operates the Blossom House foster home for orphans and also serves children from impoverished backgrounds. Additionally, CSI is involved in medical services offered by provincial-level hospitals (

The world is in need of pediatric surgical services, which is why both the IPSAC-VN and CIS are constantly seeking donations in the form of money and human resources. In order to complete its goals, both organizations need volunteers who will devote their time lecturing students, caring for patients and performing surgery. The types of surgery performed can range from simple procedures to major operations involving the removal of tumors, the repair of heart disorders or even organ transplants. Requirements for service as a volunteer include the possession of a medical license and a passport that will remain valid long after the visit to another country.

The IPSAC-VN and CIS are but two elements of Mark Holterman’s impressive background. Raised on a farm in Wisconsin, he would later attend Yale University and the University of Virginia. He lived in Washington state and in Canada before moving to Illinois. He has served in such capacities as an instructor, research associate and surgeon, and since 2011 been a full professor at the medical college of the University of Illinois.

Holterman helped establish the Mariam Global Health Fund, which provides financial assistance to companies that specialize in such fields as oncology and stem cell therapy. He is also the author of many papers and related writings in the field of medicine.

More about Dr. Mark Holterman on Inspirery and LinkedIn

The Latest Expansion Plans Of Stream Energy At Illinois

Stream Energy has now expanded its energy footprint by launching its Energy Services in Illinois. Stream Energy is considered as a leader today. It is a direct selling company that is a leader in this field today. In this way, it is providing several connected life services.


Now Stream Energy has officially launched its line of Energy Services, which is along with its Wireless, Protective and Home Services (GazetteDay). This was launched in northern Illinois on this Saturday. Now Illinois has become the seventh state which has been added to the growing footprint of Stream Energy. It comes after Texas, Pennsylvania, followed by New York, New Jersey, and then Georgia, Maryland, besides Washington, D.C.


Larry Mondry is the President and CEO of Stream Energy. He says that they had been planning expansion for quite some time ( The company is now looking forward towards offering their services to Illinois in order to make them a part of the Stream Energy family.


With this kind of expansion to northern Illinois, consumers will get access to these services that will be charged at 2% that will be below the incumbent. This would include fixed-rate electric plans that will range from 6 to 12 months.


With this expansion into Illinois, Stream Energy will be getting a chance to offer its service lines to a market that is completely new. This will also allow their Associates to grow as well as expand their businesses. The Chief Operating Officer of Stream Energy is Dan O’Malley. He feels that there is a lot of room for growth in this market. Hence he is highly excited about the future as Stream Energy is continuing on its expansion spree.


This Illinois expansion will be celebrated by Stream Energy along with its Independent Associates at a launch event that will be held on January 13, 2018. This will be at the Navy Pier, which is a famous Chicago landmark.


Stream Energy is providing various services that include Energy Services, besides Wireless Services, as well as Protective Services, besides Home Services. All these work seamlessly in order to fit their customers’ lifestyles by keeping them connected.

For more information on Stream Energy visit


Jorge Moll’s Career and Vision

Besides being a Brazilian businessman, Jorge Moll is also a cardiologist. He is a co-founder of the D’Or hospital network, Brazil’s largest private group of hospitals. Moll is also D’Or Institute for Research and Education president and the chairman of Rede D’Or São Luiz Board of Directors.

As part of his achievements at Rede D’Or São Luiz, Moll invested in the state of the art medical equipment acquisition for the hospital to become a reference hospital in Brazil. Moll also discovered the first neuroscientist in the world. This action concluded the relationship between health and volunteering.

In his career, Jorge Moll is a visionary in the entrepreneurship management and health. His attendance at the FEHOSUL and SINDIHOSPA event in Porto Alegre evidences this ( As he led the second part of the event which discussed the trends in health and their impacts on the hospital management, Moll, who is also the founder of this network leading 32 hospitals in Brazil, stated that Rio de Janeiro was Brazil’s medical center in the late 70s and early 80s. The increased number of public hospitals in Rio, accompanied by SUS, worsened the situation in Brazil resulting in the construction of Copa D’Or, Quinta D’Or and Barra D’Or out of necessity (Loop.Frontiersin).

Moll’s consistency and unwavering spirit in his career have seen him achieve a lot even in hard economic times. At the time they built the three hospitals, the top beneficiaries were the operators who only gave the hospital very little money. Brazil’s economic crises also saw many people leaving the health plans for SUS. Despite the above problems, Moll still managed to come up with the Total Health Management Model. This model aimed at providing health care at low costs and without wastage. In order to accomplish this, the model encompasses a complete patient control from their entry to the clinic, emergency room, clinical and surgical hospitalizations.


Betsy DeVos a Politician, Entrepreneur and Philanthropist

Betsy DeVos is an entrepreneur, a politician and the current Secretary of Education for the United States. She was born on 8th January 1958 in Holland, Michigan. She was appointed the secretary of education by President Donald Trump with Mick Zais as her deputy. Betsy DeVos went to Holland Christian High School, a private school in her hometown. She also graduated with a bachelor’s of arts degree in business economics at the Calvin College in Michigan. She founded the Prince Corporation which deals with supplying automobile parts in Holland Michigan. DeVos’ involvement in politics started in college. She was elected to serve as the delegate for Michigan Republican Party from 1986. She was also the Republican National Committeewoman for Michigan from 1992-1997 and the Michigan Republican Party’s chairwoman from 1996-2000.


Her family has been actively involved in the Republican politics having donated over 17 million dollars to political committees and candidates since 1989. DeVos stated that she expects the Republican Party to use the money in promoting policies of honesty, respect for human rights and the good governorship. She is an investor and serves on the board of Neurocore an organization that helps people with brain disorders such as depression autism and anxiety attacks get better through biofeedback treatment methods.


The DeVos family founded the Dick and Betsy DeVos Family Foundation in 1989, an organization whose objective is to support, grow and develop justice, leadership, education and the community at large. Through the organization, the DeVos family has contributed over 139 million dollars to charitable organizations and cases. The organization has funded medical research, hospitals, Christian schools, and evangelic missions. Forbes named the Foundation number 25 in the America Top givers list in 2015. Most of its donation goes to Christian organizations and schools. DeVos believes that private and charter schools should open up to other students in order to provide parents and children the opportunities to study in these schools. She states that this is possible through giving financial assistance to these schools.


From 1999- 2004, the foundation has donated 59.7 million dollars to public schools, 8.6 million to Christian private schools and 5.2 million to charter schools across the United States. DeVos was appointed as a board member of Kennedy Center for the Performing Arts in 2004 by President George Bush. While on the board she financed a center to educate the board of directors and the arts managers on ways to fundraise and manage their institutions. This program was later called DeVos Institute of Arts Management. The family contributed 22.5 million dollars to fund this program in 2010. In 2003 the DeVos founded the All Children Matter PAC to give education vouchers, private schools scholarships, and tax credits to businesses. She is part of the board of Foundation for Excellence in Education. A foundation built to help American children reach their potential through education.


Follow Betsy DeVos on twitter for updates.

Kate Hudson Gives Online and Offline Crowd Opportunities to Shop Fabletics

Fabletics is the brand of athletic clothing for women that is becoming the social media darling of the industry. People are getting familiar with this brand if they’re looking for what is classified as athleisure wear. This the type of clothing that allows women to work out and still get other things done after in the same garments they worked out in.


Fabletics that certainly made it easy for a lot of people to explore the possibility of trendy clothing without spending a ton of money in the process. This has become a very exciting company that Hudson has managed to bring to a whole new consumer base that may have never considered shopping for athletic clothing through a website before. What Kate Hudson has managed to do so well is connect people with a line of clothing that provides a high level of comfort to a very wide spectrum of consumers. There is no shortage of choices when it comes to this clothing because the website is updated on a regular basis.


People in America, Australia and Canada all have access to Fabletics. For Kate Hudson there are certainly plans to take this to even more consumers. That may be one of the main reasons that she has been able to flourish with this athletic clothing brand. She continues to expand into new territory, and she is not afraid to branch out to a whole new environment.


A large part of her bonus in the area of athletic clothing comes from a strong desire to connect with customers that have different needs. Kate realizes that there are some customers that are interested in yoga so they check the website for yoga pants. There are others that check the website for active wear because they like to run or jog. There are even outfits available for swimmers. That gives Fabletics a wide assortment of customers. It also makes Kate Hudson more passionate about her marketing strategies.


She knows that when she talks about the brand that she has to get the word out there about all the different outfits that are available to a plethora of consumers. Kate Hudson is smart when it comes to promoting Fabletics and helping the company stand apart. She recognizes that there is a consumer base that is looking for clothing online, but she also recognizes that there are customers that have never shopped online and made a habit of buying clothes through the e-commerce methods. This is why she is putting so much effort into building a brand where people do not have to choose.


They can shop online if they want to, but they can also shop offline if they prefer. This is why she is opening so many new stores in the near future. Hudson does not want to restrict her customer base in anyway. Kate wants people to be able to shop the Fabletics merchandise in whatever way that they are comfortable. She wants to cater to communities online and offline.


IDLife: Creating Products And Programs For Optimal Health

IDLife LLC is a health and wellness company founded in 2014 by Logan Stout. The company’s goal is to educate people about the importance proper health and nutrition and to give them access to nutritional products that are of the highest quality. The IDLife consumable products are made using the highest quality ingredients without any unnecessary additives or fillers. The IDLife products are also GMO, gluten, hormone and soy free. The name IDLife stands for individually designed life. The understanding is each person has unique nutritional needs. The company offer products and programs to help people lead healthier lives.

Beginning to enjoy the IDLife experience is simple. All a person has to do is visit and fill out the free, confidential health assessment. The answers generate a report which has scientifically backed supplement recommendations. This allows each person to create their individual, customized vitamin program using the pure, high-quality, original IDLife products. The product recommendations are based on years of research and science-backed studies. This approach gives customers the confidence of knowing they will receive exactly what they need.

At IDLife they understand that in addition to high-quality, nutritious food people need support and guidance to attain their health and wellness goals. So they provide personalized guidance tailored to meet the specific health factors as well as personal goals of each customer. As IDLife founder and CEO Logan Stout puts it, “Individuals play the game, but teams win championships.” IDLife embraces the teach approach to improving people’s level of health and wellness. As a result IDLife customers work closely with groups of amazing individuals all focused on producing results that lead to excellent health.

The company’s IDNutrition is part of an innovative 3 step program that helps people lose excess weight and enjoy optimal health. Each morning the person drinks an IDLife shake with their IDNutrition Morning vitamin pack. In the afternoon, they take the IDLife Hydrate. Then in the evening there’s the IDNutrition evening vitamin pack and the IDLife Sleep Strip. In no time at all they’ll lose the excess weight and have increased energy and improved health.

For more information about IDLife, just click here.

Normann Pattiz Releases Outcome on Podcast Advertising Research Study

Normann Pattiz, the executive chair of PodcastOne alongside Tom Webster, the strategy VP at Edison Research released the outcome of studies conducted on podcast advertising. The tests were conducted on the advertising campaigns on five big consumer brands from different categories of products and services. The first-ever tests were carried out before the advertising campaigns went live and after they had run for around four to six weeks. The studies were conducted in 2016 during the second half of the year. The released results showed that podcast advertising had a positive impact on the intention to purchase, brand and specific messaging recall. The released results portrayed a number of findings that point towards the positive impact of podcast advertising. Learn more:


Research Studies


A total of three different studies were carried by Edison Research on the effectiveness of podcast advertising on five nationwide brands. Among these brands were some that were well known by the market and were only passing new messages while others were fairly new. The new products were looking for trials as well as awareness. The released results showed that indeed more people were appreciating the products’ brand messages and showed an increased intent to either consider or even purchase them. Learn more:





Pattiz revealed that his company favored independent verifications on the impact that advertising on the podcast format has over using the conventional formats. He was happy with the results as they validated their method of approach to incorporated marketing and measurement. Tom Webster, on his part revealed his excitement for having been given the honor to help PodcastOne gauge the effectiveness of their advertising format. He was also satisfied with the outcome as it was near perfect since they carried out the studies before and after the advertising campaigns were run. This enabled them to definitively show the effectiveness of podcast advertising on products. Learn more:


About Normann Pattiz


Mr. Normann Pattiz is the chair of Launchpad Digital Media/PodcastOne. He also founded Westwood One, which he led to become the biggest radio network that provided news, entertainment, traffic, talk and sports programming to the broadcasting sector. Westwood One was involved in the management, ownership and distribution of CBS News, NBC radio networks, NCAA Basketball, NFL Football among others. He also created the Courtside Entertainment Group in 2010 before launching PodcastOne Sales and PodcastOne in the recent past. Normann Pattiz has served on the United States’ Broadcasting Board of Governors under both President Clinton and Bush. He is also the University of California’s Regent. Learn more: